Save Money and Reward Yourself in Tipping App

Too tired to tie the laces on your shoes and go to the gym? Easier to grab coffee from a shop than to make it at home? Trying to break a bad habit? Using the Tip Yourself app, caregivers can identify acts they'd like to be rewarded for and give themselves tips for completing those acts. 

The tips come directly from the caregiver's bank account and are deposited into the "Tip Jar" within the app. For caregivers, maintaining a regular savings account might be challenging due to tight budgets, so the "Tip Jar" makes for an easy way to stash some extra cash away for a fun fund or a rainy day. Plus, it helps motivate users to break bad habits or form new good habits. 

When users first set up the app, they need to create a profile by either importing data from Facebook or filling in the fields manually. Then, users can link their bank account to the app by signing in with their bank's online log in and entering a verification code. This enables users to move funds back and forth from their account to their "Tip Jar." Funds can be withdrawn from the "Tip Jar" at any point and at no fee to the user. 

To create a tip, users simply need to go through two basic screens. The first asks for the tip amount, ranging from $2.00 to $10.00 or another amount specified by the user. One way caregivers might decide how much to tip lies in saving money on purchases. For example, if a caregiver decides to make a sandwich at home instead of getting food from a restaurant, they might save $5.00. That $5.00 could be designated as the self tip amount. 

Another place caregivers might find tip amounts is at the grocery store. If you buy a box of cereal on sale for $2.00 off and purchase that instead of a full priced brand, then reward yourself by putting that amount in your "Tip Jar." Two dollars may not seem like much, but those small amounts will add up over time. 


The second screen asks users to designate why they are giving themselves tips. Suggested reasons are listed at the bottom of the screen, but caregivers also have the option to type in their own reason. Specifically, if users are trying to break a bad habit such as smoking or establish a new habit such as going to the gym, this would be an ideal place to keep track of that. The lock or unlock button at the bottom establishes if the post will be public or private. 

For inspiration and to see what other users are giving themselves tips for, caregivers can look through an activity feed on the left side of the home screen. The statistics area of the app provides information on total tips this month, highest tip amount, average tip amount, etc. Caregivers can easily view the current balance of their "Tip Jar" on this screen or by clicking on an icon at the bottom of the app. 

The Tip Yourself app is available for Apple platforms.  

Senior caregivers, let us know your feedback on this app and keep us posted if you discovers additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko


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