As seniors analyze their Medicare options before the end of the year, it may also be a good time to learn more about
President-Elect Obama's positions on health care reform. During the 2008 Presidential campaign, President-Elect Barack Obama announced a comprehensive health care reform proposal and laid out his positions on a number of other key health care issues.
Budget cuts will be necessary with the government's need to budget for the necessary economic booster programs and financial bailouts. At the same time, President-Elect Obama's team has said they will be eliminating some of the government fat and favors implemented for special interest groups. Many critics of the Medicare drug program have indicated that the prescription plans were somewhat out of whack because of the drug company's involvement through lobbying efforts (and when you try to understand why anyone would create a program with a "donut hole" as a term needed to explain coverage when a senior is left out of the prescription plan for a window of time, a red flag seems to go up that perhaps seniors best interests were not the only driver of this Medicare program).
Right now, Medicaid pays for long-term care in a nursing home, but not in the home (except in a few small population states which have recently developed home care programs). Medicare
only pays for caregiving in a nursing home and not in the home, yet statistics show most seniors prefer to stay in their homes for long-term care. And, with the cost of nursing home care being from $150 - $350 per day, and home care costing from $18 - $25 an hour and providing one-on-one care from a caregiver, it may be time to look at how the government is allocating the funds for senior care.
senior, caregiving, Medicare