Healthcare Reform: Including Insurance for Senior Caregivers

Everyone agrees the current U.S. healthcare system is broken - including both Republican and Democratic Congressman while sitting at the same table discussing how to fix the problems.  While many special interests are fighting to make sure they keep their sweet deals, it is important to let your voice be heard.

The healthcare bill will not be perfect.  But overhauling anything is a challenge and you must begin by unloading the truck. Some items will eventually be tossed back onto the truck and the same thing will be true for the healthcare bill.  Once it is passed, amendments will come along to modify and change various aspects of it. 

Caregiverlist's survey of professional caregivers resulted in nearly 75% of senior caregivers not being covered by a company health insurance plan.  The reason?  Either small businesses did not offer it or offered a plan that was not affordable.

It is estimated that 66 million family caregivers assist a loved one with senior care needs.  If they must quit their job to assist with care, they also have the challenge of no access to health insurance as an individual, or paying an average of $250 per month for a high-deductible health insurance plan.  Yikes!

As a senior or caregiver, let your voice be heard by contacting your congressmen or senators.  To find out how to reach them, visit: www.congress.org or call the Capitol Switchboard, toll-free, at 1-800-828-0498.

Remember that many Americans never have health insurance until they turn 65 and qualify for Medicare insurance - which also burdens the healthcare system because all of these seniors did not enjoy preventive healthcare.  Imagine how much better Medicare insurance would be if those entering the system had prior healthcare to prevent and manage health problems rather than allowing them to escalate. 

 

 

 

 

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Comments (1) -

  • Dorothy

    3/22/2010 5:05:25 PM | Reply

    For many family members looking for in-home services for parents that have no (or limited benefits) insurance, I feel for you.  I have a father who has early onset Alzheimer's and although I live close, I can not be there 24-7.  I found an agency (which is great by the way) that allows me to pay privately and it is something I can afford.  They do anything I need and it's great.  I think I can share their name, hope I can.  They are Comfort Keepers located in Manchester, NH.  They have been a godsend to me as I see the Senior benefits decline.  Just wanted to share this with those who are in the same place!

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