GasBuddy App Provides Cost Comparison For Caregivers

For senior caregivers on a tight budget, saving money wherever possible can make a big difference. Some monthly costs may be fixed, but others costs, like gas, change month to month. Caregivers can find the best local deals on gas using the GasBuddy app to save money.

When caregivers first download the GasBuddy app, they have the option of creating an account or simply skipping that step to use the app without an account. Either way, users are shown a home dashboard with information such as GasBuddy news, the range of local prices for gas, the best deal, etc.

The top button on the home screen says, "Find Gas Near You." If caregivers click on this button, it will take them to a search page to enter criteria. The app will default to use the caregiver's current location based on their phone's GPS, should the user allow it to access their location. 


The default display is locations within a mile of the caregiver, and it relies on user-submitted information to pull all of the prices. Additional filtering options are available, such as fuel type, brands and amenities. When a caregiver visits a gas station, they can also verify that the price listed in the app is correct, or mark it as incorrect.

The app also features an area to enter to win $100 in free gas by doing various activities, such as reporting a gas price or completing your profile. The wallet area of the app also provides caregivers with the ability to link their checking account to the app and pay with their debit card at the pump to receive discounts. The news area of the app includes important location-based updates, such as access to fuel during natural disasters like Hurricane Irma.

The GasBuddy App is available for Apple and Android platforms.

Senior caregivers, let us know your feedback on this app and keep us posted if you discover additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

- Paige Krzysko

Insurance App Provides Caregivers Deals, Peace of Mind

For caregivers, a busy schedule and a stressful job can leave little time and energy for personal tasks. It can be time-consuming to do something like search for the best deal on insurance. The Cover app can help caregivers find a good deal and easily compare providers for several different kinds of insurance. 

When users first download the Cover app, they need to create an account and verify their phone number by entering a code sent to them in a text message. Then they are taken to a home screen with an option to either search for new coverage or compare existing coverage to the offers in the app.

If users choose to compare their existing coverage to the offers in the app, they need to enter more identifying information, such as their address, type of insurance, plan ID information and a signed authorization for the app to access information provided by their existing insurance company.

If caregivers would like to search for new insurance in the app, there are several options. These include car, home, renters, pet, jewelrey, Apple Watch and more. When users select one of these, they have the option to scan their drivers license into the app the auto fill much of the pertinent information. 



Once users scan their drivers license, the app presents some simple questions to identify the level of coverage needed. For example, for renters insurance they ask for the number of units in the building, the number of people who live in your unit, etc. It asks you to take photos of the most valuable stuff to help assess the level of coverage needed as well. The app then requests quotes from the companies with works with and alerts users when their quotes are available to review.

Another feature of the app allows caregivers to set alerts for price drop opportunities. Especially for caregivers who may have tight budgets, this feature will be particularly useful over time. The app can also searche the terms of your existing credit cards for coverage for services like renting a car.

 The Cover app is available for Apple and Android platforms.

Senior caregivers, let us know your feedback on this app and keep us posted if you discover additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko

Caregivers Make Resolution to Organize Finances Using App

The beginning of a new year marks the perfect time to re-examine your personal finances and monthly budget. Especially for senior caregivers who might be on a tight budget to begin with, even finding small spending habits to eliminate can add up to big savings over time. The Clarity Money app offers a free tool for caregivers to examine their spending habits and recognize monthly subscriptions that could potentially be canceled to save more money. 

When users first open the Clarity Money app, they need to create a profile and then log into online banking for any accounts they'd like to track. The app can pull in information from multiple banks to track on one profile. Then users will be taken to the home screen of the app, which displays most of the different features as you scroll down. 

At the top, users simply see a breakdown of their Cash and Debt in the connected account, as the app pulls in checking, savings and credit card information. Then, the app shows how much money the user spent yesterday with an optional drop down menu to review all transactions on the accounts, or only the most recent. 

Below that, a chart breaks down all of the user's spending for the month into specific categories. In addition to establishing monthly patterns, this also helps caregivers see where they might unexpectedly be spending more money than they realize, such as on shopping. If a number seems oddly high on shopping, ask yourself where you can save money at the grocery store, or if you can do without that new sweater. 

The next section of the app offers to create a savings account with Clarity Money to meet goals, such as establishing a Rainy Day Fund or saving for an upcoming trip. The app offers several options for how to set it up, with varying dollar amounts to choose from and customizable frequency. Caregivers can set it up to pull a certain amount of money from the linked account of their choosing weekly on a certain day of the week, or monthly on a specific date, i.e. the 2nd of every month. 

The app also identifies recurring charges to your account for monthly subscriptions for services such as Netflix and displays them all in one area to help caregivers see what they're paying total on a monthly basis. Perhaps you realize that you pay for a Netflix subscription, but you haven't been using it. That makes for an easy decision to cancel it and save $10 per month. 

The app also features ways to check your account balances, credit card activity and your credit score. The app does an excellent job of presenting a snapshot of your overall financial picture from several angles to make planning and budgeting easy. 

The Clarity app is available for Apple platforms. 

Senior caregivers, let us know your feedback on this app and keep us posted if you discover additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko

Coupon App Offers Cash Back in Time for Thanksgiving

My grandpa used to go through the coupons that came in the daily paper to find the best deals at local grocery stores and then take me or my brother with him to go pick up the bread, milk or half a pound of lunchmeat on sale. These days for senior caregivers finding the best deals doesn't require scouring the paper insert, but instead using the Ibotta app to find local deals offering instant cash back. 

The main focus of the Ibotta app centers around grocery shopping and finding deals at chain stores, although other retail categories exist in the app as well. Users can browse by a specific category on the homepage, such as Thanksgiving. Once the category is selected, a list of all participating stores pops up and users can scroll through their specific details. However, even though the app collected my zip code as part of registration, the stores listed don't necessarily all have locations in my area. 


Oncer caregivers weed through and find the stores close to them, they can select an individual retailer and see all of the in-app cash back deals on products offered there. Once a caregiver decides to take advantage of a deal on a product, they need to "unlock" it within the app by pressing the unlock button. This brings up a separate page, sometimes with a promotional video for the product or a common recipe the product is an ingredient for. The bottom of the page displays an unlock button, and only when users click it will the deal be available for them to claim cash back on. 

Users can view all deals they have unlocked deals on under the Shopping List area of the app. Most importantly, users must upload their receipt from the store after their shopping trip as proof of purchase to access the cash back. Once the app accepts the proof of purchase, users will begging to build a total in the cash back area. 

Users have a few options for redeeming their cash back within the app. Once they build up a minimum of ten dollars, they can have it transferred to either Paypal or Venmo or select a gift card for a participating vendor such as Starbucks, Walmart, Express, etc. If users opt to receive a gift card, instructions on redemption are sent to their e-mail. 

The Ibotta app is available for Apple and Android platforms. 

Senior caregivers, let us know your feedback on this app and keep us posted if you discovers additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko


Caregivers May Save Money and Invest Over Time with The Stash App

Investing for someone who's never done it before can sound intimidating and the number of options might seem overwhelming. And for senior caregivers, there might be a misconception that investing can only be done if you have thousands of dollars to invest from the start. The Stash app takes the difficulty and confusion out of investing and gives users the opportunity to invest starting with as little as $5. 

When users first create an account, they enter all of their pertinent information and then answer basic financial background questions such as annual income, value of everything owned minus debt and when they plan to use the money they're investing. The app then uses the responses to these questions to suggest a portfolio for the user. 

First time users need to make a starting investment as part of their account set up, so plan to have at least $5 available to transfer from a bank account when you create your profile. The transfer itself requires only an online log in for your bank. Users don't even need their routing and account number which makes it quick and easy to complete. 



The portfolio options vary dependent on risk level and interest. Stash recommends investing options to users based on personal interest sorted into categories such as "I Believe," "I Want" and "I Like." In the "I Believe" category, users can browse through investment options in companies that align with their personal beliefs. Options include small companies, green companies, or companies that support equal rights for all. Under the "I Want" category, users see the traditional investment options ranging from an Aggressive Mix to a Conservative Mix. Under the "I Like" category, users can invest in innovators, entertainment companies, internet titans, retailers and other leisure type companies. 

From the basic home screen, users can scroll through and see their balance history, investment potential and recommended investments based on their portfolio and risk profile. The investment potential area in particular gives users the ability to see how their investments could grow over time based on Potential Monthly Deposit and Growth Potential. 

The Stash app breaks down investing to make it easy for senior caregivers to understand where their money is going and how their investments are performing over time. The easy navigation throughout the app ensures that user experiences are free of any frustrations. 

The Stash Invest app is available for Apple platforms. 

Senior caregivers, let us know your feedback on this app and keep us posted if you discovers additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko




Mint App Helps Caregivers Keep Track of Personal Finances: Caregiverlist Senior Care App Review

Budgeting and keeping track of the way we spend our money can be difficult. Checking our bank accounts shouldn't be shocking, but sometimes the swipes of our debit or credit cards add up in a way we didn't expect. Using the Mint app, senior caregivers can connect multiple bank accounts and loans to the app to monitor spending and create a personal budget to meet their financial goals in 2014. 

Mint asks new users for information on all applicable accounts, including checking and savings accounts, credit cards, loans, etc. It then creates a personal summary of the user's finances, which shows how their debts compared to their actual money in the bank. Users can then set various goals to pay off debts and test various monthly payment amounts to see how long it will take to break even. 

Mint also breaks down all charges to debit and credit accounts into various categories, including grocery, travel, fast food, restaurants, etc. to help users recognize exactly how they're spending their money. Caregivers can set goals for how much they'd like to spend on each category in a month, then see how their actual spending compares. This feature can be particularly useful for caregivers who help their senior clients shop for groceries and other items to monitor how much they're spending. 

Mint aso offers financial advice on how to make the most out of your investment and savings options to put you in the best financial situation long term and monitors users' credit scores. Overall, the app provides a very useful financial snapshot.

 

The Mint app is available for free for Apple products.

Senior caregivers, let us know your feedback on this app and keep us posted if you discover additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko

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