Caregivers Make Resolution to Organize Finances Using App

The beginning of a new year marks the perfect time to re-examine your personal finances and monthly budget. Especially for senior caregivers who might be on a tight budget to begin with, even finding small spending habits to eliminate can add up to big savings over time. The Clarity Money app offers a free tool for caregivers to examine their spending habits and recognize monthly subscriptions that could potentially be canceled to save more money. 

When users first open the Clarity Money app, they need to create a profile and then log into online banking for any accounts they'd like to track. The app can pull in information from multiple banks to track on one profile. Then users will be taken to the home screen of the app, which displays most of the different features as you scroll down. 

At the top, users simply see a breakdown of their Cash and Debt in the connected account, as the app pulls in checking, savings and credit card information. Then, the app shows how much money the user spent yesterday with an optional drop down menu to review all transactions on the accounts, or only the most recent. 

Below that, a chart breaks down all of the user's spending for the month into specific categories. In addition to establishing monthly patterns, this also helps caregivers see where they might unexpectedly be spending more money than they realize, such as on shopping. If a number seems oddly high on shopping, ask yourself where you can save money at the grocery store, or if you can do without that new sweater. 

The next section of the app offers to create a savings account with Clarity Money to meet goals, such as establishing a Rainy Day Fund or saving for an upcoming trip. The app offers several options for how to set it up, with varying dollar amounts to choose from and customizable frequency. Caregivers can set it up to pull a certain amount of money from the linked account of their choosing weekly on a certain day of the week, or monthly on a specific date, i.e. the 2nd of every month. 

The app also identifies recurring charges to your account for monthly subscriptions for services such as Netflix and displays them all in one area to help caregivers see what they're paying total on a monthly basis. Perhaps you realize that you pay for a Netflix subscription, but you haven't been using it. That makes for an easy decision to cancel it and save $10 per month. 

The app also features ways to check your account balances, credit card activity and your credit score. The app does an excellent job of presenting a snapshot of your overall financial picture from several angles to make planning and budgeting easy. 

The Clarity app is available for Apple platforms. 

Senior caregivers, let us know your feedback on this app and keep us posted if you discover additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko

Caregivers Buy and Sell Clothes Just in Time for Winter Using App

As the weather turns colder, it's time to pull the winter wardrobe out and examine what you might be missing plus what you don't wear anymore. For caregivers on a tight budget, shopping for new clothes can be challenging. The Saily app gives senior caregivers the ability to sell old clothes that are still in good condition and search for gently-used clothes to stock up for winter. 

A good rule of thumb when deciding whether or not to part with an article of clothing comes down to the last time you wore that piece of clothing. If it's been more than a year, it's safe to say you likely won't wear it again and can part with it. Go through your closet and pull out any items that meet these criteria and put them in a pile to sell, if they're still in good enough condition. 

Then, examine the clothes left and decide what you might be missing that you'll need for the next few months. Perhaps you're in need of a few sweaters for work, or you could use a new scarf to go with your winter coat. Make note of the items you're searching for and then open the Sally app. 

When caregivers first create an account in the app, it asks them to select the categories that fit their shopping interests. The options include Shoes & Sneakers, Laptops & Computers, Phones & Tablets, Handbags and Watches. While most of these don't fall into Wardrobe items, the app certainly has listings for all sorts of different types of clothing as well. 

From the home screen of the app, caregivers can scroll through a feed of various available listings, or search by a specific term. The prices are all set by the users selling the items and show the discount from the original price. Some items are priced at more of a discount than others, so caregivers may need to weed through the listings based on their own budget. In a search for "Sweaters," we scrolled down a little and found six listings in a row for less than $20, so it's not that difficult to find. 


Alternatively, to sell an item, all caregivers need to do is take a photo using the camera on their phone, and then enter some basic information. The requested information includes Title, Description, Category, Retail Price and Selling Price. The difference between the Retail Price and the Selling Price determines what percentage saving is shown on the listing for prospective buyers. Remember to consider how much you'd be willing to pay for the item in its current condition before selecting the price.

The Saily App is available for Apple platforms. 

Senior caregivers, let us know your feedback on this app and keep us posted if you discover additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko 

Buy and Sell Second Hand Items for Caregivers in App

With low pay rates, caregiver budgets can be tight. Take that shirt you loved in the store only to bring it home and wear it twice before being doomed to the back of your closet and put it up for sale online instead of letting it gather dust. Using the letgo app, caregivers can make money off items they no longer use at home and search for gently used items at low prices. 

The letgo app functions as a neighborhood resale app. Users can list items for sale and pick up in their neighborhood, and then search listings in their area. When caregivers first download the app, they need to create an account by linking a Facebook or Google profile, or typing in their information manually.

Once caregivers create an account, they can browse through all available listings. The app breaks items for sale down into one of several categories such as: electronics; cars and motors; sports, leisure and games; home and garden; movies, books and music; fashion and accessories; baby and child; or other. 

The wide variety of items for sale offer caregivers plenty of options to purchase things they might need at a lower rate than in stores. For example, in the furniture category users can search through listings with furniture available secondhand but still in good condition. For example, this Ikea chair starts at $129 new, but caregivers could purchase it for $40 secondhand from this listing in the app. 


Caregivers can also see the zip code where the seller is located, so they can easily determine if the item would be in a place easy for them to get to and pick up. To sell an item of their own, caregivers can create a listing in a few short minutes. The app allows users to upload photos from their phones or take a new photo when creating a listing. 

Once a photo has been selected or taken, caregivers can either set a price or list it simply as negotiable. The description of the item will be pulled from the photograph you provide, and the location will match up with the location attached to your profile from the time of set up. Product listings become available within the app in 10 minutes. 

Once caregivers see something they'd like to purchase, they can chat privately within the app with the seller to arrange payment and a time to pick the item up. Caregivers can see a summary of all the items they've sold or bought under the person icon on the lower right corner of the screen. 

The letgo app is available for Apple and Android platforms. 

Senior caregivers, let us know your feedback on this app and keep us posted if you discovers additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko

Save Money and Reward Yourself in Tipping App

Too tired to tie the laces on your shoes and go to the gym? Easier to grab coffee from a shop than to make it at home? Trying to break a bad habit? Using the Tip Yourself app, caregivers can identify acts they'd like to be rewarded for and give themselves tips for completing those acts. 

The tips come directly from the caregiver's bank account and are deposited into the "Tip Jar" within the app. For caregivers, maintaining a regular savings account might be challenging due to tight budgets, so the "Tip Jar" makes for an easy way to stash some extra cash away for a fun fund or a rainy day. Plus, it helps motivate users to break bad habits or form new good habits. 

When users first set up the app, they need to create a profile by either importing data from Facebook or filling in the fields manually. Then, users can link their bank account to the app by signing in with their bank's online log in and entering a verification code. This enables users to move funds back and forth from their account to their "Tip Jar." Funds can be withdrawn from the "Tip Jar" at any point and at no fee to the user. 

To create a tip, users simply need to go through two basic screens. The first asks for the tip amount, ranging from $2.00 to $10.00 or another amount specified by the user. One way caregivers might decide how much to tip lies in saving money on purchases. For example, if a caregiver decides to make a sandwich at home instead of getting food from a restaurant, they might save $5.00. That $5.00 could be designated as the self tip amount. 

Another place caregivers might find tip amounts is at the grocery store. If you buy a box of cereal on sale for $2.00 off and purchase that instead of a full priced brand, then reward yourself by putting that amount in your "Tip Jar." Two dollars may not seem like much, but those small amounts will add up over time. 


The second screen asks users to designate why they are giving themselves tips. Suggested reasons are listed at the bottom of the screen, but caregivers also have the option to type in their own reason. Specifically, if users are trying to break a bad habit such as smoking or establish a new habit such as going to the gym, this would be an ideal place to keep track of that. The lock or unlock button at the bottom establishes if the post will be public or private. 

For inspiration and to see what other users are giving themselves tips for, caregivers can look through an activity feed on the left side of the home screen. The statistics area of the app provides information on total tips this month, highest tip amount, average tip amount, etc. Caregivers can easily view the current balance of their "Tip Jar" on this screen or by clicking on an icon at the bottom of the app. 

The Tip Yourself app is available for Apple platforms.  

Senior caregivers, let us know your feedback on this app and keep us posted if you discovers additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko


Holiday Shopping Made Easier By Coupons and Deals in App

When holiday shopping, it can be difficult to find the perfect gift at the best price possible. For senior caregivers on a budget, the price of gifts can be an extra stressor. Instead of scouring through newspapers and endless e-mails looking for the best deals, the Retale app offers users sale information for several stores in one place. 

When users open the app for the first time and allow it to use their location, a menu opens up featuring suggested retailers including Target, CVS, Best Buy, etc. Users can scroll through the list and star their favorite stores for a more customized viewing later.  The app then takes users to a home screen showing all of the weekly ads for those stores in their area on one menu. The weekly ads look just like the ads found in a newspaper sharing all of the special deals in that particular store. The app goes a step further and shows the store name, when the add expires and how far the user is from a location of that store. 

For stores with multiple pages to their sales guide, users can swipe their finger left or right across the screen to flip through page by page. Caregivers looking for gift ideas for loved ones without a particular item in mind will benefit most from this set up as they can quickly look through the deals presented and see if any of the items will work as a present for a loved one. The largest pitfall of the app is the inability to compare store to store the cost of a single item, or to compare deals in a category such as electronics or kitchen appliances. For finding the best price on the web for a specific item, users are probably better off searching online. 

Caregivers can also use the app to view deals on groceries throughout the rest of the year or to find places nearby with deals when in an unfamiliar area. The app also allows users to create a shopping list before they leave for a store and use a scissors function to clip coupons from the ads for electronic storage. 

 

The Retale app is available for free for Apple and Android platforms.

Senior caregivers, let us know your feedback on this app and keep us posted if you discover additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko

Buy, Swap and Sell Clothes Using App's Online Marketplace

Shopping secondhand clothes can bring about some great deals, but it also takes time to sort through the items at each individual store. For senior caregivers on a budget, shopping at the big name retailers might be too pricey. The Vinted App brings the thrift store resale environment alive in an online community, with more sources than a physical store.

Caregivers also may be caring for seniors who need to clean out their closets and reselling clothing can be a fun way to involve the senior in an activity to use their creativity and exercise their mind.  We know seniors may not have a shirt from Free People to resell, but caregivers of all ages will appreciate this cost-effective way to buy stylish clothes that perhaps have even never been worn.

Users can list any clothes and accessories they no longer want for sale and others can browse through the listings. Upon creating an account in the app, caregivers will be asked to select the retailers they are interested in seeing clothes from. With options such as Nike, Gap, Urban Outfitters, and Free People, there's a wide variety of options to fit individual style and taste.

A quick browse through the app shows that many of the items up for sale have rarely or never been worn. The browse feature on the main homepage doesn't have an easily visible size filter, which makes scrolling through the listings to find your specific size a little annoying. However, the Shop tab features a options to drill down to size and brand, which narrows down nicely. The listings on every page also show the actual retail price and the price within the app, so caregivers can see how much money they're saving. 

Some categories to browse include Tops & T-shirts, Accessories, Footwear, etc. Caregivers who use this app also don't have to go to several stores to shop, which can even be time consuming and crowded no matter if you shop at a thrift store or directly at a retailer's location. 

The Vinted app is available for download for Apple and Android products. 

Senior caregivers, let us know your feedback on this app and keep us posted if you discover additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko

BillGuard App Helps Caregivers Manage Finances: Caregiverlist Senior Care App Review

Caregiving brings rewards beyond monetary compensation, but caregivers may need to budget carefully to ensure they can cover their bills and other living expenses on their caregiver pay. The BillGuard app allows senior caregivers to link their bank accounts to the app and view their spending patterns as well as set budgets for themselves. 

When users first create an account on Bill Guard, they can link up their various bank accounts by picking their bank and logging in through the app. Once all accounts have been linked to the app, caregivers can see their recent spending history on their homepage. This includes a summary of how much money the user has spent thus far in that month. Under the analytics tab, users can see a month by month breakdown of the amount of money spent and a further breakdown of the categories in which they spent their money, such as Cash, Loans, Groceries, Eating Out, Clothing, Utilities, etc. 

When a user is looking at their monthly summary, the app allows them to select "vs" the previous month so users can see if they spent more or less on each category in the prior month and recognize spending habits. Caregivers can use this particularly to compare bill costs and leisure spending from month to month to see where they can cut back on spending a little to save more money. 

The app also features an area called Savings that searches the internet for coupons and savings tips customized to your spending history to enable caregivers to save the most money possible. Users can click into that area of the app whenever they'd like to, but an alert icon will also appear on their dashboard when the app finds an applicable coupon. 

 

The BillGuard app is available for Apple and Android platforms.

Senior caregivers, let us know your feedback on this app and keep us posted if you discover additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko

RetailMeNot App Offers Coupons, Deals To Save Money: Caregiverlist Senior Care App Review

For senior caregivers, pay often covers their living expenses but doesn't leave them a lot of extra for luxuries or unexpected purchases. With the RetailMeNot app, caregivers can search for deals nearby or at their favorite stores for instant coupons to save money and get more for their budgeted amount when shopping. 

Whether shopping for yourself or for a senior client, staying within a budget can be difficult when items come to be needed unexpectedly or cost more than you bargained for. The RetailMeNot app features coupons from big name retailers and restaurants, meaning caregivers should be able to find an applicable coupon for a purchase if they're comparing several stores. A feature within the app allows users to quickly search nearby offers by allowing the app to use their location. Retailers with coupons range from clothing stores such as Macy's, Old Navy and Express to restaurants such as Ruby Tuesday's, Papa John's Pizza and Quizno's to a craft store like Michael's. 

The app brings users to a homepage when they open the app that shows the day's most popular deals on a rotating list. The list displays the store's logo and a brief description of the deal- 30% off, for example- and then indicates whether the deal is for shopping online or in store. Users should use caution before getting excited about a deal displayed here, though- if the coupon says 25% off at Macy's, it can have more specific stipulations when opened further, like 25% off certain garden and home goods. The location search allows users to find quick deals around them if they're looking for a cheap meal or the best place to find a new sweater. 

 

The RetailMeNot app is available for Apple and Android platforms. 

Senior caregivers, let us know your feedback on this app and keep us posted if you discover additional apps that assist with caregiving duties and help relieve caregiver stress. You may also refer-a-friend to a senior caregiving job and win prizes weekly and monthly on Caregiverlist. 

-Paige Krzysko

Log in